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SPRING FORWARD INTO YOUR NEW HOME

3/9/2019
SPRING FORWARD INTO YOUR NEW HOME

This weekend, most of us will be turning our clocks an hour ahead as we ‘spring forward.’ We may be losing an hour of sleep, but that doesn't mean you should lose hope on finding a home you love. If you’ve been thinking about buying a home but haven’t seen anything on the market that checks off the list of everything you've been looking for, this spring might just be when your dream home hits the market. At the end of every year, we see a major drop in the housing inventory. Homeowners are less likely to sell in the winter months, and most closings happen before it gets too cold. The good news for you is that this encourages sellers to put their homes on the market after the new year when both the weather and the market start to warm up again! 

We have seen the inventory climbing, and we expect spring to bring the biggest jump in available homes. So why should you buy now, if this is a yearly spring trend? According to CoreLogic, a leading provider for housing market statistics, home prices are projected to increase by 4.3% over the next year. If you’re thinking of waiting a few seasons, think again. Get a head start and beat the summer rush and higher prices.
Don’t wait to find your dream home - save some of your hard-earned money and call me. I’ll help you spend spring in your new house! 

Sandi David Properties
(231) 830-2268
SandiDavid.com

ADD A SPRING TOUCH TO YOUR HOME

3/8/2019
ADD A SPRING TOUCH TO YOUR HOME

Even if the weather isn’t cooperating quite yet - spring is on the way! Cheering up your home with some spring decor is the perfect way to prepare for warmer days and more sunshine. Here are some options to prepare your home for the next season!

ADD AN HERB GARDEN
While they may not last outdoors with the sporadic weather of spring, bringing potted herbs into your home and letting them soak up sunlight in a kitchen window is the perfect way to add life to your home and have access to fresh herbs while you’re cooking. 
THINK SPRING 
If you are all about DIY-ing, creating simple decorations can add a pop of seasonal color to your home. Take that pair of rain boots you don’t wear anymore and turn them into planters - add bright floral arrangements and use your new decor item as an inviting piece by your front door.
POPS OF COLOR
Neutral and sleek is all the rage right now, but adding a pop of color in your normal decor can add a cheerful touch to your home. Swap out your kitchen napkins or tablecloth with something a little bit more colorful, like soft blues or pinks. Small changes can do enough to make your home feel different without being overwhelming.
FLORALS ARE ALWAYS THE ANSWER
Whether or not you already include florals in your home decor, take the time to swap out or add something new that feels like spring. While fresh flowers are a great choice, consider picking up some faux florals for the majority of your decor and saving the fresh flowers for a centerpiece. Don’t be afraid to add pops of color, specifically yellows and pinks, to create a focal point for the room. 
TOUCH UP TIME
Is there a room in your home that is just feeling drab? Maybe it is dark and uninviting, or maybe it has white walls that have started to fade. While you are spring cleaning, consider adding a fresh coat of paint to a place in your home that needs a boost of light. Spring is all about being fresh and new, so your home should feel that way too!

Sandi David Properties
(231) 830-2268
SandiDavid.com

Home Buying Myths

3/6/2019
Home Buying Myths

Although the internet can be a great resource for a variety of information, a lot of that information is incorrect. One of the most important and expensive decisions in your life, home buying, tends to circulate a lot of misinformation. Most of that misinformation is in regards to how much of a down payment you need or what your credit score needs to be. Let's go over the real facts about buying a home and knock those myths out, so they don't hinder your ability to purchase!  

CREDIT SCORES

Though it may come as a surprise, you don't need a perfect credit score to purchase a home. Traditional bank lenders will work with credit scores as low as 640, but your agent can also get you connected with local lenders that accept credit scores as low as 580. Although there are other required stipulations to qualify for the loan, you don't need a perfect score in the 700's or 800's to get approved for a mortgage. 

DOWN PAYMENTS

You don't have to sell an arm and a leg to be able to purchase your dream house. There is a huge misconception that you need to pay a minimum of 20% down to buy. That information is outdated. These days, there a large variety of loan programs that only need an average of 3-5% down. Based on your income or military status, you may even qualify for mortgage programs that require 0% down. Although you'll expect to pay an additional 3% in closing costs, which is separate from the down payment, this is still significantly less that 20% of the purchase price. If you're in a buyer's market, you may even be able to negotiate for the closing costs to be covered by the sellers. 

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Be sure to connect with a local real estate agent to ensure you have the right facts. Don't let online myths persuade you into thinking you can't qualify or afford to buy a home. There are a variety of programs to help you get into your dream house. Since these vary county to county, and state to state, it's imperative to call your agent and let them fill you in on the facts. 

Give us a call today so we can provide you with solid advice.

Sandi David Properties
(231) 830-2268
SandiDavid.com

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